In Missouri, you can attend a Driver Improvement Program (DIP) for one of three reasons:
- Court Ordered
- Ticket Point Dismissal
- Insurance Discount
If you are attending traffic school due to a Court Order, this means you have seen a court judge for your case, and the judge is forcing you to attend traffic school. In most cases, points will still be added to your driving record. A Court Order is typically an additional punishment added to your ticket.
Keep in mind that a DIP is not the same as a Substance Abuse Traffic Offender Program (SATOP). The SATOP is a course assigned to drivers who have a suspended/revoked license due to substance-related violations.
Ticket Points Dismissal
If you are attending traffic school to have ticket points dismissed for your moving violation, this means you are requesting to attend traffic school. You will need to plead guilty to the violation and pay your fine with the court. You may request to have your points on your ticket dismissed by attending an approved Driver Improvement Course at that time. The court will evaluate your case and your eligibility. Once approved, the court will dismiss your points on your violation. This is optional and not a required course. Also, a driver may only take traffic school for ticket points dismissal once every 36 months.
You can attend a traffic school for an insurance discount. This means you voluntarily take an online course to obtain a discount for your monthly premium with your car insurance provider. This option will only provide you with a completion certificate showing you completed our online driver improvement course. It will not include the Missouri Form 4444 required by the state for a court order or ticket points dismissal credit.
Before enrolling in an insurance discount option, contact your insurance company to make sure they will accept our course and provide you with a discount.